Financing Information

Overview

Financing enquiries are considered only after the equipment requirement and expected transaction value are sufficiently clear. Any introduction to a provider is informational and does not make BELTRAXON responsible for the provider’s eligibility decision, terms or regulatory obligations.

Possible financing structures

Depending on the jurisdiction, equipment, transaction size and provider criteria, a provider may consider one or more structures. The availability, accounting treatment and legal effect of each structure must be confirmed directly with the provider and the customer’s advisers.

• Equipment finance
• Hire purchase
• Finance lease
• Operating lease
• Project or fleet finance
• Structured deposit and balance arrangements

Financing process

The equipment quotation and finance review remain separate. An equipment transaction proceeds only after all conditions in the relevant commercial and finance documents are satisfied.

1. Request an equipment quote.
2. Confirm the equipment and total project requirements.
3. Ask BELTRAXON for financing information.
4. Provide requested business documents through the identified secure channel.
5. The independent provider reviews the application.
6. The provider communicates its terms and disclosures.
7. The customer reviews and separately accepts the provider documents.
8. The equipment transaction proceeds only when all conditions are satisfied.

Documents that may be requested

The exact documents depend on the provider and transaction. Only submit information through the secure process identified for the application, and verify the recipient before sending confidential records.

• Business identification and ownership information may be requested.
• Financial statements and bank statements may be requested.
• Project details and the equipment quotation may be requested.
• Compliance documents and credit information may be requested.

Important disclosures

Finance approval is not guaranteed. Rates, fees, deposits, security and documentation requirements vary by provider and transaction. Currency exposure may apply and tax treatment depends on the customer’s jurisdiction and circumstances. The finance agreement is separate from the equipment quotation, and a website submission is not a credit application unless a specifically identified secure process expressly says that it is. Customers should obtain independent financial, tax and legal advice before accepting terms.

Data sharing and privacy

Business or personal information is shared with a finance provider only when the customer requests financing and the sharing is permitted. The provider will normally issue its own privacy information and act under its own legal responsibilities. Do not include confidential finance documents in a general enquiry unless instructed to use that channel.